Handle

What Handle does

Handle provides an end-to-end software solution for credit and finance departments in the construction industry. It specializes in lien and notice management, automated waivers, and integrated payments, all within a single industry-specific platform. The platform is built on a "Construction Data Graph" that unifies fragmented construction data to power automation, compliance, payments, and financial intelligence. Handle aims to eliminate risk, accelerate payments, and improve efficiency for material suppliers and equipment dealers.

Products

• Handle PlatformThe system powering how construction gets paid, integrating lien & notice management, waiver management, credit management, and online payments.
• Lien & Notice ManagementOptimized processes to simplify complex workflows and ensure compliance for lien and notice management.
• Waiver ManagementFeatures to process waivers quickly, including built-in protection safeguards and automated payment calculations.
• Credit ManagementTools to structure credit operations with job sheets, cleaner project data, and streamlined workflows.
• Online PaymentsA platform connecting payments and waivers in one workflow, designed for faster payments for suppliers and a seamless experience for contractors.
• Full Service VerificationCombines triple-checked research, next-day filings, and expert oversight for verified, compliant, and protected lien rights nationwide, integrating research, filings, and waivers.
• Handle AcademyExpert-led courses for construction credit teams to master compliance, payments, and lien management.

Key capabilities

• Lien & Notice Management
• Automated Waivers
• Integrated Payments
• Construction Data Graph
• AI that understands construction
• Credit Management
• Built-in waiver protection safeguards
• Automated payment calculations
• Job sheets for credit operations
• Streamlined workflows
• End-to-end solution for credit and finance departments
• Triple-checked research for Full Service Verification
• Next-day filings for Full Service Verification
• Expert oversight for Full Service Verification
• Real-time tracking with live dashboards
• eRecording and courier filings
• Data validation to filing confirmation
• SOC 2 Type II compliant
• Encrypted end-to-end
• Enterprise-grade integrations with any ERP
• Minimal IT lift for implementation
• Bug Bounty Program

Use cases

• Optimizing lien and notice management processes
• Processing waivers efficiently
• Structuring credit operations
• Connecting payments and waivers in one workflow
• Managing online payments
• Eliminating risk in financial operations
• Accelerating payments
• Ensuring compliance in lien and waiver management
• Providing financial intelligence
• Conducting thoroughly verified lien research
• Managing research, filings, and waivers in a single connected workflow
• Ensuring documents meet state and county requirements
• Tracking project status with live dashboards
• Training credit teams on compliance, payments, and lien management

AI approach

Handle uses AI to understand construction data, transforming fragmented information into a unified data graph to power automation, compliance, payments, and financial intelligence. This AI provides more control, accuracy, and real-time financial tooling.

Tech named: AI, Machine Learning, Construction Data Graph

Industries served

• Construction
• Building Materials
• Financial Services

What it says sets it apart

• Industry-specific platform for construction
• Unified platform for lien, waiver, and payment management
• Construction Data Graph for unified data and automation
• AI that understands construction for enhanced control and accuracy
• First platform to connect payments and waivers in one workflow
• Thoroughly verified lien research in the industry
• Combines intelligent automation with dedicated lien specialists
• Integrates lien research, filing, and compliance into one connected platform
• Enterprise-grade integrations without long timelines or heavy IT lift
• Integration is core to the platform, not an afterthought
• World-class onboarding and training, including Handle Academy and 1-on-1 coaching
• SOC 2 Type II compliant with enterprise-level security practices

Funding rounds we track

From the AI funding tracker — rounds as reported by the linked publications.